What is a routing number?

A routing number (also called an ABA routing number or RTN) is a nine-digit code that identifies a U.S. financial institution. It's used to route ACH transfers, direct deposits, wire transfers, and check payments to the correct bank.

Where do I find my routing number?

Your routing number is printed in the bottom-left corner of every check, listed in your online banking app under account details, and printed on monthly statements. Many banks also use a different routing number for wire transfers — always confirm which one you need.

Is the routing number the same for everyone at the same bank?

Often it varies by the state where you opened your account. Large banks like Chase and Wells Fargo use 30+ different routing numbers across the U.S., while online banks and fintechs typically use one number nationwide.

Can I receive crypto with a routing number?

No. Routing numbers move U.S. dollars between bank accounts. To receive crypto, you need a wallet address. Anytime Capital gives you both an FDIC-insured cash account (with a routing and account number) and a crypto wallet — so you can move money in either form, instantly.

Live Oak Bank Routing Number

Updated August 2026

Routing number

053112929

Live Oak Bank is a U.S. financial institution. Detailed routing-by-state coverage, fee schedule, and FAQ for Live Oak Bank are being expanded — for now, your routing number is 053112929.

Live Oak Bank wire transfer fees

Type	Fee
Domestic wire (outgoing)	$25–$35
Domestic wire (incoming)	$15
International wire (outgoing)	$45–$50
International wire (incoming)	$15

Fees subject to change. Confirm the latest schedule on Live Oak Bank's website before sending.

How to find your Live Oak Bank routing number

Your routing number is the 9-digit code in the bottom-left of every check. Your account number sits to the right of it.

• Look at the bottom-left of any check from Live Oak Bank — the 9-digit number on the left.
• Log in to Live Oak Bank's mobile app or online banking and open the account details screen.
• Check the top of any monthly statement.
• Call Live Oak Bank customer service — but never share the number plus your full account details with anyone you don't trust.

Also asked about Live Oak Bank

Does Live Oak Bank allow crypto purchases?

Yes. Live Oak Bank debit cards, ACH transfers and wires all work for buying crypto at Anytime Capital, a licensed US money services business. Live Oak Bank issues no credit card of its own, but any major credit card you hold is accepted here, as are Apple Pay and Google Pay.

Debit card
ACH transfer
Wire transfer

Live Oak Bank crypto card, wire & ACH policy

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Frequently asked questions

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