What is a routing number?

A routing number (also called an ABA routing number or RTN) is a nine-digit code that identifies a U.S. financial institution. It's used to route ACH transfers, direct deposits, wire transfers, and check payments to the correct bank.

Where do I find my routing number?

Your routing number is printed in the bottom-left corner of every check, listed in your online banking app under account details, and printed on monthly statements. Many banks also use a different routing number for wire transfers — always confirm which one you need.

Is the routing number the same for everyone at the same bank?

Often it varies by the state where you opened your account. Large banks like Chase and Wells Fargo use 30+ different routing numbers across the U.S., while online banks and fintechs typically use one number nationwide.

Can I receive crypto with a routing number?

No. Routing numbers move U.S. dollars between bank accounts. To receive crypto, you need a wallet address. Anytime Capital gives you both an FDIC-insured cash account (with a routing and account number) and a crypto wallet — so you can move money in either form, instantly.

Varo Bank Routing Number

Updated August 2026

Routing number

211370545

Varo Bank, N.A. is the first all-digital, nationally chartered U.S. bank.

Varo Bank wire transfer fees

Type	Fee
Wire transfers	Not supported

Fees subject to change. Confirm the latest schedule on Varo Bank's website before sending.

How to find your Varo Bank routing number

Your routing number is the 9-digit code in the bottom-left of every check. Your account number sits to the right of it.

• Look at the bottom-left of any check from Varo Bank — the 9-digit number on the left.
• Log in to Varo Bank's mobile app or online banking and open the account details screen.
• Check the top of any monthly statement.
• Call Varo Bank customer service — but never share the number plus your full account details with anyone you don't trust.

Also asked about Varo Bank

Does Varo Bank allow crypto purchases?

Yes. Varo Bank debit cards and ACH transfers all work for buying crypto at Anytime Capital, a licensed US money services business. Varo Bank issues no credit card of its own, but any major credit card you hold is accepted here, as are Apple Pay and Google Pay.

Debit card
ACH transfer

Varo Bank crypto card, wire & ACH policy

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