What is a routing number?

A routing number (also called an ABA routing number or RTN) is a nine-digit code that identifies a U.S. financial institution. It's used to route ACH transfers, direct deposits, wire transfers, and check payments to the correct bank.

Where do I find my routing number?

Your routing number is printed in the bottom-left corner of every check, listed in your online banking app under account details, and printed on monthly statements. Many banks also use a different routing number for wire transfers — always confirm which one you need.

Is the routing number the same for everyone at the same bank?

Often it varies by the state where you opened your account. Large banks like Chase and Wells Fargo use 30+ different routing numbers across the U.S., while online banks and fintechs typically use one number nationwide.

Can I receive crypto with a routing number?

No. Routing numbers move U.S. dollars between bank accounts. To receive crypto, you need a wallet address. Anytime Capital gives you both an FDIC-insured cash account (with a routing and account number) and a crypto wallet — so you can move money in either form, instantly.

Navy Federal Credit Union Routing Number

Updated August 2026

Routing number

256074974

SWIFT / BIC code

NFCUUS33

Used for international wire transfers.

Navy Federal is the largest credit union in the world by both assets and membership, serving military families.

Navy Federal Credit Union wire transfer fees

Type	Fee
Outgoing domestic wire	$14
Incoming domestic wire	Free
International wire (outgoing)	$25

Fees subject to change. Confirm the latest schedule on Navy Federal Credit Union's website before sending.

How to find your Navy Federal Credit Union routing number

Your routing number is the 9-digit code in the bottom-left of every check. Your account number sits to the right of it.

• Look at the bottom-left of any check from Navy Federal Credit Union — the 9-digit number on the left.
• Log in to Navy Federal Credit Union's mobile app or online banking and open the account details screen.
• Check the top of any monthly statement.
• Call Navy Federal Credit Union customer service — but never share the number plus your full account details with anyone you don't trust.

Also asked about Navy Federal Credit Union

Does Navy Federal Credit Union allow crypto purchases?

Yes. Navy Federal Credit Union debit cards, ACH transfers and wires all work for buying crypto at Anytime Capital, a licensed US money services business. Navy Federal Credit Union credit cards are accepted here too. Navy Federal Credit Union publishes no blanket block, but whether a given credit purchase authorizes is its call, so debit is the reliable route.

Debit card
Credit card
ACH transfer
Wire transfer

Navy Federal Credit Union crypto card, wire & ACH policy

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Type

Fee

Outgoing domestic wire

$14

Incoming domestic wire

Free

International wire (outgoing)

$25

How to find your Navy Federal Credit Union routing number

Your routing number is the 9-digit code in the bottom-left of every check. Your account number sits to the right of it.

• Look at the bottom-left of any check from Navy Federal Credit Union — the 9-digit number on the left.

• Log in to Navy Federal Credit Union's mobile app or online banking and open the account details screen.

• Check the top of any monthly statement.

• Call Navy Federal Credit Union customer service — but never share the number plus your full account details with anyone you don't trust.

Does Navy Federal Credit Union allow crypto purchases?

Debit card

Credit card

ACH transfer

Wire transfer

Navy Federal Credit Union crypto card, wire & ACH policy