Neighbourhoods and corridors
Maryvale · South Phoenix · West Phoenix — Indian School, Camelback · Glendale · Mesa · Avondale & Tolleson · Guadalupe
Phoenix and the wider Valley run a large, steady Mexico remittance corridor across Maryvale, South Phoenix, Glendale and Mesa, served by neighbourhood check cashers, mercados and convenience stores rather than bank branches.
$500.00
Counter order · Phoenix
The Valley's geography works against bank branch density and in favour of neighbourhood counters: it is a sprawling metro where the nearest branch may be a long drive but the nearest mercado or check casher is on the corner.
The corridor itself is unusually consistent. Mexico-bound remittance from Arizona households is routine, weekly and not especially seasonal, which makes the customer base for a stablecoin counter steady rather than speculative.
On the ground
Check cashers, mercados and carnicerías, money transfer agencies, convenience stores, phone shops, tax preparation offices. These are the formats the program was designed around, and the neighbourhoods below are where they cluster.
Maryvale · South Phoenix · West Phoenix — Indian School, Camelback · Glendale · Mesa · Avondale & Tolleson · Guadalupe
Check cashers, mercados and carnicerías, money transfer agencies, convenience stores, phone shops, tax preparation offices.
Mexico, Guatemala, Honduras — the corridors that drive stablecoin demand at a Phoenix counter.
Spanish, English. Serving a customer in their own language is the single biggest advantage a counter has over an app.
The arithmetic
Crypto is priced as a percentage of the order, so the revenue scales with the ticket rather than with the number of items you sold. These are worked examples at an illustrative 1% to 3% revenue share — check your agent agreement for your own rate.
| At the counter | Order size | Store keeps (low) | Store keeps (high) |
|---|---|---|---|
| A customer cashes a check and puts part of it into Bitcoin | $200 | $2.00 | $6.00 |
| A regular buys USDT to send to family overseas | $500 | $5.00 | $15.00 |
| A customer sells crypto and takes the cash | $1,000 | $10.00 | $30.00 |
| A small business owner buys on payday, every other week | $2,500 | $25.00 | $75.00 |
| One larger order, the kind an ATM's daily cap refuses | $10,000 | $100.00 | $300.00 |
The figures above are worked examples, not projected or guaranteed earnings. They show how the arithmetic works on a given order size at an illustrative revenue-share range. Your actual rate is set in your agent agreement, and what any individual store earns depends on its foot traffic, its neighbourhood, its hours and how many customers it serves. Anytime Capital does not promise any level of income.
Typical time to serve a customer
Equipment to buy or lease
Assets your customers can buy
US-based support for your staff
In a metro this spread out, convenience is measured in miles rather than minutes. A customer who would have to drive twenty minutes to a branch will walk two blocks to a mercado, and that asymmetry is what gives neighbourhood counters their standing.
It also means store catchments are larger and less overlapping than in a dense city. A Valley store that becomes known for crypto often serves a genuinely wide area, because there is nothing closer.
Long summer trading hours help too — evening traffic in Phoenix is substantial for the obvious reason.
Your employee signs in at retail.anytime-capital.com, verifies the customer once, places the order and takes the payment at the counter. There is no machine to install, no crypto for the store to hold and no float to fund.
Anytime Capital is the registered money services business behind the transaction and carries the customer identification programme, the monitoring and the reporting. Your store is a serving location, and your existing licences remain yours with their own obligations.
Onboarding is a compliance review and a training session. Nothing is delivered to your address, and there is nothing to earn back before the first order is profitable.
Keep reading
The numbers, the rules and the store type closest to yours.
Largely, yes. Dollar stablecoins are increasingly used on that corridor because they settle in minutes regardless of the day, and Valley households connected to it are frequently already aware of that.
Check cashers convert faster because the customer already expects a financial service there. Convenience stores work well once the neighbourhood knows, which usually takes a month or two of word of mouth.
Not to act as a serving location for Anytime Capital's platform. Anytime Capital is the registered money services business and carries the compliance programme for the activity. State law varies, so what applies to your specific store is confirmed during onboarding, and nothing here is legal advice.
None. The platform runs in a browser on a phone, tablet or the PC already behind your counter. There is no kiosk, no floor space requirement and no monthly platform fee.
One to two minutes for a first-time customer, because their identity is verified once. Under a minute for everyone after that.
Elsewhere in the programme
The same programme, answered for a different question, store format or market.
Tell us where the store is and what your customers keep asking for. We will tell you what we can offer at your location.