Neighbourhoods and corridors
Cedar-Riverside · Lake Street corridor · Karmel Mall & Midtown · University Avenue, Saint Paul · Frogtown · Brooklyn Park & Brooklyn Center · Eden Prairie — Somali retail
The Twin Cities hold the largest Somali population in North America alongside Hmong, Mexican, Ethiopian and Oromo communities — all served by neighbourhood malls, grocers and transfer counters along Lake Street, Cedar-Riverside and University Avenue.
$500.00
Counter order · Minneapolis–Saint Paul
Minneapolis and Saint Paul have a retail format that barely exists elsewhere in the United States: the community mall, a shared indoor market of small independent traders that acts as a commercial and social centre for a whole community. Karmel Mall and the businesses around Cedar-Riverside are the best known.
Those markets are already money counters. Remittance to Somalia and the Horn of Africa is routine here, and the corridor has a long history of relying on counter-based, trust-mediated transfer rather than institutional rails.
On the ground
Community malls and their independent traders, East African grocers, money transfer counters, Latin American mercados, convenience stores, phone shops. These are the formats the program was designed around, and the neighbourhoods below are where they cluster.
Cedar-Riverside · Lake Street corridor · Karmel Mall & Midtown · University Avenue, Saint Paul · Frogtown · Brooklyn Park & Brooklyn Center · Eden Prairie — Somali retail
Community malls and their independent traders, East African grocers, money transfer counters, Latin American mercados, convenience stores, phone shops.
Somalia, Ethiopia, Kenya, Mexico, Ecuador, Liberia — the corridors that drive stablecoin demand at a Minneapolis–Saint Paul counter.
Somali, Spanish, English, Oromo, Hmong, Amharic. Serving a customer in their own language is the single biggest advantage a counter has over an app.
The arithmetic
Crypto is priced as a percentage of the order, so the revenue scales with the ticket rather than with the number of items you sold. These are worked examples at an illustrative 1% to 3% revenue share — check your agent agreement for your own rate.
| At the counter | Order size | Store keeps (low) | Store keeps (high) |
|---|---|---|---|
| A customer cashes a check and puts part of it into Bitcoin | $200 | $2.00 | $6.00 |
| A regular buys USDT to send to family overseas | $500 | $5.00 | $15.00 |
| A customer sells crypto and takes the cash | $1,000 | $10.00 | $30.00 |
| A small business owner buys on payday, every other week | $2,500 | $25.00 | $75.00 |
| One larger order, the kind an ATM's daily cap refuses | $10,000 | $100.00 | $300.00 |
The figures above are worked examples, not projected or guaranteed earnings. They show how the arithmetic works on a given order size at an illustrative revenue-share range. Your actual rate is set in your agent agreement, and what any individual store earns depends on its foot traffic, its neighbourhood, its hours and how many customers it serves. Anytime Capital does not promise any level of income.
Typical time to serve a customer
Equipment to buy or lease
Assets your customers can buy
US-based support for your staff
The Somali remittance corridor is one of the world's most counter-dependent, and it has repeatedly had to work around interruptions in conventional banking access. Households on it are used to evaluating a transfer option on speed, cost and whether the person behind the counter can be trusted.
Dollar stablecoins are a natural fit for that set of priorities, and Twin Cities households connected to the corridor are frequently already aware of them.
The community mall format is also unusually good for this program: many small traders under one roof, each with their own regulars, each able to serve a counter product without needing floor space.
Your employee signs in at retail.anytime-capital.com, verifies the customer once, places the order and takes the payment at the counter. There is no machine to install, no crypto for the store to hold and no float to fund.
Anytime Capital is the registered money services business behind the transaction and carries the customer identification programme, the monitoring and the reporting. Your store is a serving location, and your existing licences remain yours with their own obligations.
Onboarding is a compliance review and a training session. Nothing is delivered to your address, and there is nothing to earn back before the first order is profitable.
Keep reading
The numbers, the rules and the store type closest to yours.
There is no floor space or store size requirement — the platform is a browser session. What applies to a specific business is confirmed during onboarding, which is the right conversation to have for a small independent trader.
It is one of the corridors where speed, cost and reliability matter most, and where households are most used to evaluating transfer options carefully. Dollar stablecoins are supported across several networks.
Not to act as a serving location for Anytime Capital's platform. Anytime Capital is the registered money services business and carries the compliance programme for the activity. State law varies, so what applies to your specific store is confirmed during onboarding, and nothing here is legal advice.
None. The platform runs in a browser on a phone, tablet or the PC already behind your counter. There is no kiosk, no floor space requirement and no monthly platform fee.
One to two minutes for a first-time customer, because their identity is verified once. Under a minute for everyone after that.
Elsewhere in the programme
The same programme, answered for a different question, store format or market.
Tell us where the store is and what your customers keep asking for. We will tell you what we can offer at your location.