Local terms for this counter
casa de cambio · giros y remesas · tienda de barrio · papelería · corresponsal bancario
Colombia's giros y remesas counters are on practically every commercial block, handling transfers, bill payments and currency for households that rarely visit a bank branch. They serve inbound remittance from the US and Spain and a large Venezuelan population sending money the other way.
$500.00
Counter order · Colombia
Colombia runs one of Latin America's densest retail financial networks. The banking correspondent model put counters inside neighbourhood shops across the country, and the independent giros y remesas storefront handles the rest.
The country is also unusual in having significant flows in two directions — inbound remittance from the United States and Spain, and outbound transfers to Venezuela from the large Venezuelan population living in Colombia.
Anytime Capital's retail counter is live in the United States. International partner locations are onboarded market by market as local licensing allows, so the first conversation is always about what is possible where your store actually is.
The local picture
The format has a different name in every market and does the same job in all of them. This is the version that applies here.
casa de cambio · giros y remesas · tienda de barrio · papelería · corresponsal bancario
Currency exchange and remittance counters, neighbourhood stores, stationery and copy shops acting as payment points, banking correspondents.
United States, Spain, Venezuela, Chile, Ecuador — where the money moves, and why stablecoins matter at this counter.
Spanish. Serving a customer in their own language is the single biggest advantage a counter has over an app.
The arithmetic
Crypto is priced as a percentage of the order, so the revenue scales with the ticket rather than with the number of items you sold. These are worked examples at an illustrative 1% to 3% revenue share — check your agent agreement for your own rate.
| At the counter | Order size | Store keeps (low) | Store keeps (high) |
|---|---|---|---|
| A customer cashes a check and puts part of it into Bitcoin | $200 | $2.00 | $6.00 |
| A regular buys USDT to send to family overseas | $500 | $5.00 | $15.00 |
| A customer sells crypto and takes the cash | $1,000 | $10.00 | $30.00 |
| A small business owner buys on payday, every other week | $2,500 | $25.00 | $75.00 |
| One larger order, the kind an ATM's daily cap refuses | $10,000 | $100.00 | $300.00 |
The figures above are worked examples, not projected or guaranteed earnings. They show how the arithmetic works on a given order size at an illustrative revenue-share range. Your actual rate is set in your agent agreement, and what any individual store earns depends on its foot traffic, its neighbourhood, its hours and how many customers it serves. Anytime Capital does not promise any level of income.
Typical time to serve a customer
Equipment to buy or lease
Assets your customers can buy
US-based support for your staff
The inbound corridor is conventional: families receiving money from relatives in the US and Spain, collected in cash at a counter. The outbound one is not — Venezuelan households in Colombia sending money back into an economy where dollar stablecoins have become genuinely ordinary.
That second flow is where stablecoin demand is sharpest, because the receiving side often prefers a dollar balance to bolívares.
For a Colombian counter, being able to serve both directions of that trade from the same screen is the commercial argument.
Colombia has been developing its regulatory approach to virtual assets, including supervised pilot arrangements between financial institutions and crypto platforms. Availability depends on local licensing.
Anytime Capital's retail counter is live in the United States. International partner locations are onboarded market by market as local licensing allows, so the first conversation is always about what is possible where your store actually is.
Anytime Capital is a registered US money services business and operates its own branches in Atlanta and Miami. The retail program extends that same platform to partner counters — which is why availability follows licensing rather than ambition, and why the first conversation about any international market is a straight one.
An employee signs in to the retail platform in a browser, runs a one-to-two minute identity verification for a first-time customer, places the order at a live price and takes the payment at the counter. Returning customers skip the verification entirely.
The store never holds cryptocurrency, never controls a private key and never funds a float. There is no equipment to buy, lease or install.
The customer receives the asset to a wallet they control, with the delivery recorded on a public blockchain — which is a stronger receipt than most counter products anywhere in the world can offer.
Related
The rest of the programme, and the region this market sits in.
It is one of the more distinctive features of the Colombian market. Households sending value into Venezuela have adopted dollar stablecoins faster than most, because the receiving side strongly prefers a dollar balance.
The correspondent format — a shop acting as a counter for a licensed financial institution — is structurally the same arrangement this program uses, which makes it a natural fit.
Anytime Capital's retail counter is live in the United States. International partner locations are onboarded market by market as local licensing allows, so the first conversation is always about what is possible where your store actually is. We will tell you plainly what is and is not possible where you are rather than taking you through an onboarding that cannot finish.
In the United States, a store acting as a serving location does not need its own money services business registration — Anytime Capital holds it. Outside the United States the answer depends entirely on the local regime, which is why availability is assessed market by market.
An employee signs in, verifies the customer once, places the order and takes the payment at the counter. There is no machine to install, no crypto for the store to hold and no float to fund.
Elsewhere in the programme
The same programme, answered for a different question, store format or market.
Tell us where your counter is and what your customers are asking for. We will be straight with you about what is possible in your market today.