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Buy BTCBitcoin$77,600-3.10%.svg)
Buy ETHEthereum$2,438-2.43%.svg)
Buy USDTTether$1.00-0.00%.svg)
Buy USDCUSD Coin$1.0000+0.00%.svg)
Buy SOLSolana$103.91-3.43%.svg)
Buy XRPXRP$1.38-3.94%.svg)
Buy LTCLitecoin$49.06-0.92%.svg)
Buy DOGEDogecoin$0.0850-3.76%.svg)
Buy TRXTRON$0.3411+0.77%.svg)
Buy ADACardano$0.2016-5.14%.svg)
Buy AVAXAvalanche$7.27-2.62%.svg)
Buy DOTPolkadot$0.8437-3.20%.svg)
Buy LINKChainlink$11.36-3.47%.svg)
Buy BCHBitcoin Cash$246.50-7.02%.svg)
Buy XLMStellar$0.1781-3.73%.svg)
Buy SHIBShiba Inu$0.000005-4.31%.svg)
Buy TONToncoin$1.36-2.98%.svg)
Buy SUISui$0.7379-4.66%
Bank crypto guide
Buy Crypto with a Novo Card, Wire or ACH
Novo is a Miami-headquartered business checking platform for freelancers and small companies — and its hometown happens to be one of the two cities where Anytime Capital keeps a physical branch. For crypto, the practical picture is simple: Anytime Capital accepts Novo debit cards, credit cards, ACH transfers and wire transfers, and Novo customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets with delivery to a wallet they control — then sell back for a wire or ACH to the same Novo account.
Updated August 2026 · Reviewed by the Anytime Capital trading desk
Does Novo allow crypto purchases?
Yes. Novo debit cards and ACH transfers all work for buying crypto at Anytime Capital, a licensed US money services business. Novo issues no credit card of its own, but any major credit card you hold is accepted here, as are Apple Pay and Google Pay.
- Debit card
- Novo debit cards work at Anytime Capital, subject only to a routine first-purchase fraud check.
- Credit card
- Novo issues no credit card of its own. Any major credit card you hold is accepted here.
- ACH transfer
- ACH from a Novo account is accepted for buys, and used for payouts when you sell.
- Wire transfer
- Novo does not send outgoing wires. Use the debit card or ACH — or wire from a traditional bank account if you keep one.
Comparing institutions? See every US bank's crypto policy in one table.
Novo debit and credit cards are accepted at Anytime Capital for crypto.
Wire transfers from Novo are accepted for crypto — and we send wires back to your Novo account when you sell.
- Novo debit cards — buy crypto in minutes
- Novo credit cards — all major networks accepted here
- Novo wire transfers — in for buys, out for sells
- ACH, Apple Pay, Google Pay and branch cash also accepted
- Wire transfer
- Cash in person
Credit cards are accepted here that other crypto platforms turn away.
This institution does not issue a credit card of its own — but any major credit card you hold is accepted here. Anytime Capital accepts all major credit cards — Visa, Mastercard, American Express and Discover — from every bank and credit union we cover.
The honest caveat: Acceptance is our decision as the merchant; authorization of any individual transaction is Novo's, and your cardholder agreement controls. Novo issues no traditional credit card, so the credit-card crypto question does not arise here. Anytime Capital still accepts credit cards from any other issuer you hold, alongside Novo debit, ACH and wires.
About Novo
- Founded
- 2016
- Headquarters
- Miami, Florida (banking via Middlesex Federal Savings)
- Size
- Small-business banking platform with tens of thousands of businesses
- Footprint
- Digital nationwide, headquartered blocks from our Miami branch
Cards issued: Mastercard debit
Novo card policy for crypto purchases
Debit card
WorksNovo Mastercard debit cards are accepted at Anytime Capital for crypto purchases — BTC, ETH, LTC, SOL, XRP, USDT, USDC and more.
Credit card
Accepted at Anytime CapitalAll major credit cards are accepted at Anytime Capital — Visa, Mastercard, American Express and Discover — including your Novo card. This institution does not issue a credit card of its own — but any major credit card you hold is accepted here. Acceptance is our decision; authorization of any single transaction remains Novo's.
At Anytime Capital
Novo credit and debit acceptedVisa, Mastercard, American Express and Discover, credit and debit alike, plus Apple Pay, Google Pay, ACH, wires and branch cash. No card network is turned away at the door.
At other crypto platforms
Issues no credit card of its ownNovo issues no traditional credit card, so the credit-card crypto question does not arise here. Anytime Capital still accepts credit cards from any other issuer you hold, alongside Novo debit, ACH and wires.
Buying crypto with a Novo wire transfer
Wire transfers are accepted at Anytime Capital for crypto — Novo itself doesn't send them, so Novo customers use the debit card or ACH.
Novo moves money by ACH and card; it does not send outgoing wire transfers.
The working rails from Novo are the ones it does run: the debit card clears instantly at checkout, and ACH links the account directly. If you also keep a traditional bank account, its wires work here for larger OTC orders — no card ceiling, cleared dollars, and a price our desk quotes before you send.
Selling crypto and getting paid to your Novo account
Anytime Capital buys crypto back and sends the dollars to your Novo account by ACH — wire payouts go to any traditional bank account you verify.
Selling runs the same process in reverse: lock a price with the desk, send the crypto from your wallet, and we pay out in US dollars. Since Novo handles ACH but not bank wires, the payout to Novo rides ACH and typically lands in 1–3 business days; customers who want a same-day wire payout point it at a traditional bank account instead. Larger sells are handled by our OTC desk with a quoted price rather than a moving market rate.
You can sell BTC, ETH, LTC, SOL, XRP, USDT, USDC and 20+ other assets directly, or bring cash out in person at our Atlanta and Miami branches. Payout account names must match your verified identity — a rule that protects you as much as it satisfies our compliance obligations.
What you can buy with your Novo account
Every asset below is available to Novo customers by debit card, credit card, Apple Pay, Google Pay, ACH or wire transfer. Pick the coin, pick the delivery network, and it lands in a wallet you control.
Buy BTC — BitcoinBuy BTC / buy BitcoinBuy ETH — EthereumBuy ETH / buy EtherBuy USDT — TetherBuy USDT (TRC-20, ERC-20, SPL)Buy USDC — USD CoinBuy USDC stablecoinBuy SOL — SolanaBuy SOL / buy SolanaBuy XRP — XRPBuy XRP / buy RippleBuy LTC — LitecoinBuy LTC / buy LitecoinBuy DOGE — DogecoinBuy DOGE / buy DogecoinBuy TRX — TRONBuy TRX / buy TRONBuy ADA — CardanoBuy ADA / buy CardanoBuy AVAX — AvalancheBuy AVAX / buy AvalancheBuy LINK — ChainlinkBuy LINK / buy ChainlinkPlus 38+ assets in total, including BNB, DOT, XLM, SHIB, TON, SUI, APT, NEAR, BCH, ETC, HBAR, ICP, ATOM, INJ, SEI, STX, POL, ARB, OP and KAS. See the full buy menu.
Every way a Novo customer can pay
Debit card
Every major US bank's debit card. Fastest route for most buyers — minutes end to end.
Credit card
Visa, Mastercard, American Express and Discover accepted here, subject to your issuer's own policy.
Apple Pay & Google Pay
Tokenized checkout with the card already in your wallet — trips fewer bank fraud screens.
Wire transfer
Domestic wires in for larger buys, and wires out to your bank when you sell.
ACH bank transfer
Pull straight from checking — the low-cost lane for repeat buying.
Cash in person
Atlanta and Miami branches for cash buys and sells with a human across the counter.
Cash by mail
A structured, tracked option for clients without branch access.
How Novo customers buy at Anytime Capital
- 1
Create your free Anytime Capital account and verify your identity — a routine, legally required step that takes minutes for most customers.
- 2
Choose your coin and the delivery network — BTC, ETH, LTC, SOL, XRP, USDT (TRC-20, ERC-20 or SPL), USDC and 38+ more — with pricing shown before you commit.
- 3
Pay with your card, the same card inside Apple Pay or Google Pay, an ACH transfer, or a wire for larger amounts. First-time card purchases may need a one-tap fraud approval from your bank.
- 4
Receive the crypto in the wallet address you chose, typically within minutes of the payment clearing. Your keys, your coins.
US-based and licensed
A registered money services business with real branches, not an offshore app.
Thousands of customers
Individuals and businesses buying and selling every day since 2018.
Your keys, your coins
Delivery to a free non-custodial wallet, or any address you already control.
Your Novo card, wire and ACH all work here
Anytime Capital is the #1 place to buy crypto with a debit card, wire transfer, Apple Pay & more. Novo customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets, with delivery to a wallet you control — and sell back for a wire to the same Novo account.
- Wire transfer
- Cash in person
Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.
Novo crypto questions, answered
Can I buy Bitcoin with my Novo debit card?
Yes. Novo Mastercard debit cards are accepted at Anytime Capital for BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets. The purchase spends your checking balance like any card payment; a first crypto order may trigger a one-time fraud check from Novo — approve it and retry, and later orders run clean.
Does Novo allow crypto purchases on credit cards?
Anytime Capital accepts Novo credit cards. Novo issues no traditional credit card, so use its debit card, ACH or a wire.
Can I wire money from Novo to buy crypto?
Anytime Capital accepts wire transfers for crypto, but Novo itself does not send outgoing wires. Novo moves money by ACH and card; it does not send outgoing wire transfers. Most Novo customers fund with the debit card or an ACH transfer instead — both accepted here — or wire from a traditional bank account they also hold.
Can I sell crypto and get a wire to my Novo account?
Yes — by ACH. Anytime Capital buys crypto back and pays out in US dollars; since Novo does not process incoming wire transfers like a traditional bank, the payout to a Novo account rides ACH, which typically lands in 1–3 business days. Wire payouts are available to any traditional bank account you verify instead.
Can a Novo business stop by the Miami branch to buy crypto?
Yes — our Miami location handles in-person verification, cash, and larger OTC orders for business clients. Bring formation documents for KYB; Novo's ACH and debit rails cover the digital side.
What is the fastest way for a Novo customer to buy crypto?
A Novo debit card — or that same card inside Apple Pay or Google Pay — at Anytime Capital. Verification takes minutes for most customers and delivery follows the payment, straight to a wallet you control. For larger amounts, link the account for ACH or wire from a traditional bank you also use.
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Important Disclosures
- Anytime Capital accepts Novo debit cards and all major credit cards, plus ACH and wire transfers. Acceptance is ours; whether a specific card authorizes a given purchase is Novo's decision, not ours. Issuer positions summarized here, including what the same card typically encounters at other platforms, are public or widely reported stances that can change.
- Credit-card crypto purchases may be treated as cash advances by some issuers — your cardholder agreement controls.
- Digital assets are not FDIC-insured, are not bank deposits, and may lose value.
- All purchases and sales are subject to identity verification and compliance review. See fees and limits for pricing.