Bank crypto guide

Buy Crypto with a Cathay Bank Card, Wire or ACH

Cathay was the first Chinese-American bank in Southern California when it opened in 1962, and it still concentrates on that community across California, New York and Texas. For crypto, the practical picture is simple: Anytime Capital accepts Cathay Bank debit cards, credit cards, ACH transfers and wire transfers, and Cathay Bank customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets with delivery to a wallet they control — then sell back for a wire or ACH to the same Cathay Bank account.

Updated August 2026 · Reviewed by the Anytime Capital trading desk

Does Cathay Bank allow crypto purchases?

Yes. Cathay Bank debit cards, ACH transfers and wires all work for buying crypto at Anytime Capital, a licensed US money services business. Cathay Bank credit cards are accepted here too. Cathay Bank publishes no blanket block, but whether a given credit purchase authorizes is its call, so debit is the reliable route.

Debit card: Cathay Bank debit cards work at Anytime Capital, subject only to a routine first-purchase fraud check.

Cathay Bank crypto questions, answered

Can I buy Bitcoin with my Cathay Bank debit card?

Yes. Cathay Bank Visa debit cards are accepted at Anytime Capital for BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets. The purchase spends your checking balance like any card payment; a first crypto order may trigger a one-time fraud check from Cathay Bank — approve it and retry, and later orders run clean.

Does Cathay Bank allow crypto purchases on credit cards?

Anytime Capital accepts Cathay Bank credit cards. Cathay Bank publishes no blanket block, though a purchase can code as a cash advance depending on the product. Debit, ACH and wires avoid that entirely.

Can I wire money from Cathay Bank to buy crypto?

Yes — wire transfers from Cathay Bank are accepted at Anytime Capital for crypto purchases, and they are the standard rail once an order outgrows a daily card limit. Cathay sends same-day domestic wires before the cutoff and supports international wires, particularly across the US–Asia corridor. Send from an account in your own name; third-party wires cannot be accepted.

Can I sell crypto and get a wire to my Cathay Bank account?

Yes. Anytime Capital buys crypto back and pays out in US dollars by wire transfer or ACH to the Cathay Bank account verified on your profile. Wires are the fastest payout — same business day when the sale settles before the cutoff — and ACH is the free, slower option. You can sell BTC, ETH, LTC, SOL, XRP, USDT, USDC and 20+ other assets.

Does Anytime Capital support customers whose primary bank is community-focused like Cathay?

Yes — the size or focus of your bank makes no difference here. Cathay debit cards, credit cards, ACH and wires are all accepted, and our verification process is the same for every customer.

What is the fastest way for a Cathay Bank customer to buy crypto?

A Cathay Bank debit card — or that same card inside Apple Pay or Google Pay — at Anytime Capital. Verification takes minutes for most customers and delivery follows the payment, straight to a wallet you control. For larger amounts, a Cathay Bank wire to our OTC desk is the cleaner rail.